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Knight & Co of Eastleigh, Hampshire, quoted legal fees of pounds 210 on the sale and pounds 230 on the purchase.These fees included acting on the mortgages and there were no extra disbursements apart from the bank transfer charge of pounds 25.On the purchase there was an extra pounds 120 legal fee for the mortgage.

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An honourable mention goes to the London firm of Malkins. The bank transfer fee was pounds 15 and there was 'nothing else on top'.

However, I did not have to ask one supplementary question.

Anthony Holden Croft in west London offers fixed-fee conveyancing. In addition, there is a bank transfer charge of pounds 26.

Crellins of Weybridge, Surrey, offers fixed-fee conveyancing for pounds 325 a transaction.

In addition, there is a pounds 30 charge per transaction, which covers the cheaper searches, postage, photocopying, and the bank transfer charge. Ewart Evans & Co, a licensed conveyancer, quoted pounds 305 for the sale, pounds 350 for the purchase and pounds 50 for the mortgage work.